You run a great childcare operation. The teachers feel fulfilled; the kids are happy; the parents are proud. Nothing could go wrong, right? Wrong. There’s plenty that your general liability does not cover. Employee related claims are a real threat to the childcare industry. Prepare yourself and protect yourself with Employment Practices Liability Insurance. As the name implies, an executive pension plan is a tax-efficient savings plan designed especially for executives, senior executives, key employees and directors of a company. It is one of the best forms of pension schemes that enable the executives to get a tax-free income after retirement.